FSA Account

An FSA allows an employee to set aside pre-tax dollars on a plan year (7/1 - 6/30) basis to cover out-of-pocket expenses for health care or dependent care expenses. These funds are subject to a use-or-lose provision, so it is important to carefully plan for the amount to be set aside.

  • Allows you to set money aside each plan year tax-free to use to pay for eligible, out-of-pocket health, dental and vision expenses for yourself, your spouse and your dependent children.
  • Annually, you can set aside up to
    • 2023: $3,050
    • 2024: $3,200
  • Due to federal regulations, to incur any unused funds, file an incur claim by September 15th. Any unused funds remaining in your account where a reimbursement has not been submitted by Dec. 15, will be forfeited. forfeited.
  • More information on your eligible and ineligible FSA expenses here
  • This account allows employees to be reimbursed for expenses paid for the care of dependents so they can work. Eligible expenses include daycare centers, babysitters, caregivers and after-school programs. This applies to children under age 13, or those of any age who are physically or mentally impaired.
  • Annually, you can set aside up to $5,000 each year if you are single or you are married and file a joint tax return. If you are married and file a separate tax return, you may set aside as much as $2,500 each year.
  • Due to federal regulations, any unused funds remaining in your account at the end of the plan year will be forfeited.
  • The LPFSA can be elected only with a HDHP health plan election and cannot be used to pay medical expenses, only dental/vision
  • Log onto www.UMR.com to register. If previously registered, log in like normal. If not previously registered select Need a Username? Register here
    • Select member, then I am the employee/retiree
  • Help Navigating your Account
  • Mobile App